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Fulcrum Home Loans. A fulcrum is the point on which a lever rests or is supported and on which it pivots. A family's mortgage is often the fulcrum on which their finances rest. We provide sage advice to help our clients make the best mortgage related decisions that will help to inform their financial future. We not only provide the best possible mortgage to suit a client's needs, but we also analyze their financial health and provide recommendations to improve their situation.